LEGAL

WEBSITE TERMS AND CONDITIONS

 

Centra Tech, Inc. (“Centra Tech”) maintains our various Websites (hereinafter referred to as “Website”) as a service to our customers and visitors in order to provide information about products and services and to facilitate communication with us. We require that all customers and visitors to our Website adhere to these Website Terms and Conditions (“Terms and Conditions”). By accessing our Website and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth herein without limitation or qualification. We may revise the Terms and Conditions at any time by updating this posting. You should therefore visit this posting to review the Terms and Conditions from time-to-time as you visit the Website. For the purposes of these Terms and Conditions, references to Centra Tech include its affiliates, directors and employees.

COPYRIGHT AND TRADEMARK INFORMATION – information contained at the Website, including but not limited to text and images herein (other than certain images licensed from third-parties) and their arrangement, are copyright ©2017 by Centra Tech. All rights reserved. Accordingly, the information and materials contained in the Website may not be copied, displayed, distributed, licensed, modified, published, sold, used to create derivative work or otherwise used for public or commercial purposes without the Express Written Permission of Centra Tech.

Centra Tech and its logo are trademarks of Centra Tech. All other trademarks are property of Centra Tech unless otherwise designated or clearly implied herein as belonging to third-parties. Nothing contained on the Website shall be construed as granting by implication, estoppel, or otherwise any license or right under any patent, trademark, copyright (except as expressly stated above) or proprietary rights of Centra Tech or of any third-party.

INFORMATION SUBMISSIONS – The information and materials (including but not limited to feedback data, documents, questions, comments, and suggestions) you submit to us via the Website or email shall be deemed to be the property of Centra Tech and may be used by us in a manner consistent with our Privacy Policy. We shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute this information and materials to others without limitation. Furthermore, we shall be free to use any ideas, concepts, know-how or techniques contained in such information or materials for any purpose whatsoever, including but not limited to developing, manufacturing and marketing purposes. Application information submitted to us shall be treated confidentially to the extent required by applicable law or as disclosed in the application and/or supporting materials.

ADVERTISING DISCLOSURE AND LINKS TO OTHER WEBSITES – We do not provide, endorse, nor guarantee any third-party product, service, information, or recommendation available through links from this Website. The third-parties providing products and services available through this Website are not affiliated with us and are solely responsible for their products, services, information, recommendations, and all other content on their websites. We shall not be held liable for any third-party’s failure with regard to such advertised products, services, and benefits. Many of these advertised products and services are not FDIC insured, nor bank guaranteed. By responding to offers advertised on this Website, you may be communicating information about yourself to the company that provides such product or services for example, that you are a Centra Tech customer. Please be aware that these third-parties may have a different privacy policy than ours. Their website(s) may also provide less security than ours. We encourage you to check individual offers, products, and services to become familiar with any applicable restrictions or conditions.

LIMITATION OF LIABILITYAND WARRANTIES – WE USE OUR BEST EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION AND MATERIALS ON THE WEBSITE, HOWEVER, INFORMATION ON THE WEBSITE IS PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

THE INFORMATION CONTAINED AT THE WEBSITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CENTRA TECH FROM TIME TO TIME AMENDS, CHANGES, ADDS, DELETES, UPDATES OR ALTERS THE INFORMATION CONTAINED AT THIS WEBSITE, INCLUDING INFORMATION REGARDING THE PRODUCTS AND SERVICES DESCRIBED AT THE WEBSITE, WITHOUT NOTICE. CENTRA TECH ASSUMES NO LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED AT THE WEBSITE AND EXPRESSLY DISCLAIMS ANY RESPONSIBILITY TO UPDATE THE INFORMATION OR MATERIALS CONTAINED WITHIN THE WEBSITE.

BY USING THE WEBSITE, YOU ACKNOWLEDGE THAT IN NO EVENT SHALL CENTRA TECH BE LIABLE FOR ANY PUNITIVE, SPECIAL, DIRECT, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT AND TORT ACTIONS (INCLUDING LIBEL), ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF, OR THE INTERACTION OR ANY OTHER FORM OF COMMUNICATION WITH, THE WEBSITE AND THE INFORMATION CONTAINED AT THE WEBSITE (INCLUDING VIA COMPUTER VIRUSES OR ANY OTHER FORM OF SOFTWARE, WHICH MAY IMPACT A USER’S EQUIPMENT).

VIOLATIONS OF TERMS AND CONDITIONS – Centra Tech reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including the right to block access from a particular Internet address to the Website. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS CENTRA TECH FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEY’S FEES, RELATED TO YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR YOUR USE OF THE SERVICES AND INFORMATION PROVIDED AT THE WEBSITE.

LAWS AND REGULATIONS – User access to and use of the Website is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws.

GOVERNING LAW – You agree that Federal laws and the law of state of Florida will govern the interpretation and enforcement of these Terms and Conditions.

ACKNOWLEDGEMENT AND ACCEPTANCE – By accessing our Website and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth herein without limitation or qualifications.

PRIVACY POLICY

 

This Online Privacy Policy (“Privacy Policy”) describes how Centra Tech, Inc. (“Centra Tech”) collects, uses, stores, shares, and protects your information whenever you use centratech.com (the “Centra Tech Website”), the Centra Tech Digital Wallet, any Centra Tech API or third-party applications relying on such an API (the “Centra Tech Products”), collectively called the “Centra Tech Services.” By using the Centra Tech Services, you consent to the data practices prescribed in this Privacy Policy. We may periodically post changes to this Privacy Policy on this page, and it is your responsibility to review this Privacy Policy frequently and we encourage you to visit this page often. When required by law, we will notify you of any changes to this Privacy Policy.

HOW WE COLLECT INFORMATION ABOUT YOU

When you use Centra Tech Services, we collect information sent to us through your computer, mobile phone, or other access device. This information may include your IP address, device information including, but not limited to, identifier, device name and type, operating system, location, mobile network information, and standard web log information, such as your browser type, traffic to and from our site, and the pages you accessed on our Website. Centra Tech does not intentionally collect information from or about any individual who is under 13 years old.

If you create an account or use Centra Tech Services, we, or our affiliates vendors acting on our behalf may collect the following types of information:

  • Identification information such as your name, address, phone, email, and other similar information; and
  • Financial information such as the full bank account and routing numbers and/or credit card numbers that you link to your Centra Tech Account or input when you use paid Centra Tech Services. If you do not use the Centra Tech Conversion Service, you may opt out of providing this information.

If you seek permissions to raise your Digital Currency buy and sell limits associated with your Centra Tech Account, we may require you to provide additional information which we may use in collaboration with service providers acting on our behalf to verify your identity or address, and/or to manage risk. This information may include your date of birth, taxpayer or government identification number, a copy of your government-issued identification, or other personal information. We may also obtain information about you from third-parties such as credit bureaus and identity verification services.

When you use Centra Tech Services, we collect information about your transactions and/or your other activities on our Website and we may continuously collect information about your computer, mobile device, or other access device for fraud prevention purposes, to monitor for possible breach of your Centra Tech Account, and to identify any malicious software or other activity that may harm Centra Tech or its users.

You may choose to provide us with access to certain personal information stored by third-parties such as social media sites (such as Facebook and Twitter). The information we have access to varies by site and is controlled by your privacy settings on that site and your authorization. By associating an account managed by a third-party with your Centra Tech account and authorizing Centra Tech to have access to this information, you agree that Centra Tech may collect, store, and use this information in accordance with this Privacy Policy.

Finally, we may collect additional information you may disclose to our customer support team.

HOW WE USE COOKIES

When you access our Website or content or use our application or Centra Tech Services, we or companies we work with may place small data files called cookies or pixel tags on your computer or other device. We use these technologies to:

  • Recognize you as a Centra Tech customer;
  • Customize Centra Tech Services, content, and advertising;
  • Measure promotional effectiveness; and
  • Collect information about your computer or other access device to mitigate risk, help prevent fraud, and promote trust and safety.

We use both session and persistent cookies when you access our Website or content. Session cookies expire and no longer have any effect when you log out of your account or close your browser. Persistent cookies remain on your browser until you erase them or they expire.

We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser or browser add-on permits, but doing so may interfere with your use of Centra Tech Services. The help section of most browsers or browser add-ons provides instructions on blocking, deleting, or disabling cookies.

You may encounter Centra Tech cookies or pixel tags on third-party websites that we do not control. For example, if you view a web page created by a third-party or use an application developed by a third-party, there may be a cookie or pixel tag placed by the web page or application. Likewise, these third-parties may place cookies or pixel tags that are not subject to our control and the Centra Tech Privacy Policy does not cover their use.

HOW WE PROTECT AND STORE PERSONAL INFORMATION

Throughout this policy, we use the term “personal information” to describe information that can be associated with a specific person and can be used to identify that person. This Privacy Policy does not apply to personal information that has been anonymized so that it does not and cannot be used to identify a specific user. Centra Tech takes reasonable precautions, as described herein, to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, and destruction.

We store and process your personal and transactional information, including certain payment information, such as your encrypted bank account and/or routing numbers, on our computers in the United States and elsewhere in the world where Centra Tech facilities or our service providers are located, and we protect it by maintaining physical, electronic, and procedural safeguards in compliance with applicable U.S. federal and state regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities. Full credit card data is securely transferred and hosted off-site by a payment vendor in compliance with Payment Card Industry Data Security Standards (PCI DSS). This information is not accessible to Centra Tech staff.

We store our customers’ personal information securely throughout the life of the customer’s Centra Tech Account. Centra Tech will retain your personal information for a minimum of five years or as necessary to comply with our legal obligations or to resolve disputes.

HOW WE USE THE PERSONAL INFORMATION WE COLLECT

Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to:

  • Provide Centra Tech Services and customer support you request;
  • Process transactions and provide notices about your transactions;
  • Resolve disputes, collect fees, and troubleshoot issues;
  • Prevent and investigate potentially prohibited or unlawful activities, and/or violations of our posted Terms and Conditions;
  • Customize, measure, and improve Centra Tech Services and the content and layout of our Website and applications;
  • Deliver targeted marketing, service update notices, and promotional offers based on your communication preferences; and
  • Verify your identity by comparing your personal information against third-party databases.

We will not use your personal information for purposes other than those purposes we have disclosed to you, without your permission. From time to time we may request your permission to allow us to share your personal information with third-parties. You may opt out of having your personal information shared with third-parties, or from allowing us to use your personal information for any purpose that is incompatible with the purposes for which we originally collected it or subsequently obtained your authorization. If you choose to so limit the use of your personal information, certain features or Centra Tech Services may not be available to you.

MARKETING

We will never sell or rent your personal information to third-parties.

HOW PERSONAL INFORMATION IS SHARED WITH OTHER CENTRA TECH USERS

If you use your Centra Tech Account to transfer Digital Currency in connection with the purchase or sale of goods or services, we or you may also provide the seller with your shipping address, name, and/or email to help complete your transaction with the seller. The seller is not allowed to use this information to market their services to you unless you have agreed to it. If an attempt to transfer Digital Currency to your seller fails or is later invalidated, we may also provide your seller with details of the unsuccessful transfer. To facilitate dispute resolutions, we may provide a buyer with the seller’s address so that goods can be returned to the seller.

In connection with a Digital Currency transfer between you and a third-party, including merchants, a third-party may share information about you with us, such as your email address or mobile phone number which may be used to inform you that a transfer has been sent to or received from the third-party. We may use this information in connection with such transfers to confirm that you are a Centra Tech customer, that Digital Currency transfers are enabled, and/or to notify you that you have received Digital Currency. If you request that we validate your status as a Centra Tech customer with a third-party, we will do so. You may also choose to send Digital Currency to or request Digital Currency from an email address. In such cases, your user name will be displayed in an email message notifying the user of the designated email address of your action. Please note that merchants you interact with may have their own privacy policies, and Centra Tech is not responsible for their operations, including, but not limited to, their information practices.

If you authorize one or more third-party applications to access your Centra Tech account, then information you have provided to Centra Tech may be shared with those third-parties. Unless you provide further authorization, these third-parties are not allowed to use this information for any purpose other than to facilitate your transactions using Centra Tech services.

HOW WE SHARE PERSONAL INFORMATION WITH OTHER PARTIES

We may share your personal information with:

  • Third-party identity verification services in order to prevent fraud. This allows Centra Tech to confirm your identity by comparing the information you provide us to public records and other third-party databases. These service providers may create derivative data based on your personal information that can be used solely in connection with provision of identity verification and fraud prevention services;
  • Service providers under contract who help with parts of our business operations such as bill collection, marketing, and technology services. Our contracts require these service providers to only use your information in connection with the services they perform for us, and prohibit them from selling your information to anyone else;
  • Financial institutions with which we partner;
  • Companies or other entities that we plan to merge with or be acquired by. Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your personal information. You will receive prior notice of any change in applicable policy;
  • Companies or other entities that purchase Centra Tech assets pursuant to a court-approved sale under U.S. Bankruptcy law;
  • Law enforcement, and officials, or other third-parties when:
    • We are compelled to do so by a subpoena, court order, or similar legal procedure; or
    • We believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our User Agreement; and
  • Other third-parties with your consent or direction to do so.

Before Centra Tech shares your information with any third-party that is not acting as an agent to perform tasks on behalf of and under the instructions of Centra Tech, Centra Tech will enter into a written agreement requiring that the third-party to provide at least the same level of privacy protection as required hereunder.

If you establish a Centra Tech account indirectly on a third-party website or via a third-party application, any information that you enter on that website or application (and not directly on a Centra Tech Website) will be shared with the owner of the third-party website or application and your information may be subject to that third-party privacy policy.

In general, we will notify you of material changes to this Privacy Policy by updating the last updated date at the top of this page, and we will provide you with explicit notice of material changes as required by law. We recommend that you visit this page frequently to check for changes.

HOW YOU CAN ACCESS OR CHANGE YOUR PERSONAL INFORMATION

You are entitled to review, correct, or amend your personal information, or to delete that information where it is inaccurate. If you close your Centra Tech account, we will mark your account in our database as “Closed,” but will keep your account information in our database for a period of time described herein. This is necessary to deter fraud, by ensuring that persons who try to commit fraud will not be able to avoid detection simply by closing their account and opening a new account. However, if you close your account, your personally identifiable information will not be used by us for any further purposes, nor sold or shared with third-parties, except as necessary to prevent fraud and assist law enforcement, as required by law, or in accordance with this Privacy Policy.

HOW YOU CAN CONTACT US ABOUT PRIVACY QUESTIONS

If you have questions or concerns regarding this Privacy Policy, or if you have a complaint, you should first contact us at [email protected]; or by writing to us at Centra Tech, Inc., 555 Washington Ave Ste. 240 Miami Beach, FL 33139 USA; or by calling us at 1-800-339-1554.

STATE DISCLOSURES

For Texas Users Only: If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), www.dob.texas.gov.

KYC & AML

 

Understanding Centra Tech’s Customer and Anti-Money Laundering Policies

Centra Tech defends against involvement in illicit activities, such as money laundering, by doing the following:

  • Routinely executing a company-wide assessment to determine the risk of inadvertent involvement in money laundering or other illicit activities.  A risk profile is produced after these assessments
  • Promulgating and adhering to well established anti-money laundering procedures and corporate policies
  • Providing routine training to all employees to enhance their ability to thwart and detect money laundering
  • Verifying the identity of customers and end users for all registered users of Centra Tech’s services
  • Identifying a Compliance Officer who is responsible for the efficient operation of the anti-money laundering program
  • Performing an annual audit to determine the sufficiency of anti-money laundering procedures

Policies

An anti-money laundering policy (“Policy”) shall be reviewed and approved by Centra Tech’s Board.  Once approved, the Policy shall be furnished to all of Centra Tech’s employees and regular training on compliance shall be provided at intervals not to exceed one year.  Employees shall confirm receipt and understanding of the Policy in writing.

Corporate Controls

Centra Tech developed, enacted, and refined controls to confirm that Centra Tech actions comply with relevant anti-money laundering legal obligations.  These obligations include, but are in no way limited to, the submission of required reports on a timely basis.  Steps taken to confirm the identity of customers and end users, the reporting of suspicious activity, and submission of required reports are all examples of internal controls employed by Centra Tech.

Education and Training

Everyone employed by Centra Tech, including its officers and board of directors, shall receive annual training concerning anti-money laundering procedures and client identity verification.  This training shall be provided to new employees within 30 days of the date of official hire and shall also include information to help them comply with relevant laws while executing assigned job duties.  Training may be provided and regularly updated to incorporate changes in laws, regulations, and market developments.

Customer Identity Verification

Centra Tech shall ensure that it took commercially reasonable steps to identify each customer using Centra Tech’s platform.  Many methods may be employed to confirm user identity.

Account Generation and Creation Methods

As part of its account generation and creation process, Centra Tech shall: (1) obligate users to furnish proof of identity; (2) prohibit payments more than 1,000 US dollars to be made without complete account-opening data; (3) confirm that users are not listed in compliance databases.  These databases include, but are not limited to, the OFAC Specially Designated Nationals list and other governmental watch lists.

Proving Identification:

Individuals

  • Name
  • Mailing address and address of residence (PO boxes are not acceptable unless accompanied by valid mailing address)
  • Government issued identification numbers including where relevant, but not limited to, social security numbers, driver’s license numbers, and passport numbers
  • Place of birth and date of birth
  • Copies of valid photo identifications for those listed as account holders

Corporate Users

  • Name of business and corporate representatives
  • Copies of current photo identifications of corporate representatives using the account
  • Mailing address of the client’s principal place of business (Centra Tech reserves the right to request the customer’s local address if the local address is not the same as the business’ principal place of business)
  • Customer identification procedures shall be adhered to to determine the beneficial owners of trust or corporate accounts.  These procedures include establishing whether a customer is an agent of another; deriving information concerning the ownership or structure of a company that is a legal entity not publicly traded in the US; and for trustees, getting data about the trust structure, determining the provider of funds, and discerning who has control over the funds and power to remove the trustee.

End User Verification

The validity of documents used to support the opening of an account is to be confirmed before the account can be finalized.  Verification requires layered security, multi-factor authentication, and the satisfaction of other obligations to ensure that user identity has been meaningfully confirmed.  Account size and other factors are considered during this process.

These methods are examples of verification processes that Centra Tech reserves the right to employ:

  • Employing challenge questions to test user knowledge.
  • Validating identifying information against information provided by trusted third party sources.  Trusted third party sources include reporting agencies like Lexus Nexus Instant ID and Veratad.
  • Validating claimed addresses with copies of bank statements, utility bills, and credit card statements.
  • Ensuring that no inconsistencies exist between customer provided identifying information.
  • Use of industry standard device identification procedures, such as geo-location checks and “digital fingerprints”.
  • Closing suspicious accounts when clients are unable to furnish sufficient information to confirm identity.
  • Requesting notarized copies of birth certificates or businesses’ sealed incorporation documents with an apostille for identification.

 

Activity Reports and Suspicious Activity

Centra Tech will monitor transactions and network usage for suspicious activity.  Unusual transactions are carefully reviewed to determine whether they are illogical or unlawful in purpose.  Centra Tech’s controls are to be implemented to ensure that an ongoing monitoring system is established to thwart illicit actions as they occur.  Whenever suspicious activity is detected, Centra Tech reserves the right to decide in its sole and exclusive judgment whether reporting the data to law enforcement is appropriate or required to comply with host nation laws.

While money laundering attempts are an example of a suspicious activity, they are by no means the only type of suspicious activity prohibited on Centra Tech’s platform.  Centra Tech may report data even when no money is lost or stolen because of the transaction.

When Centra Tech determines that a transaction is possibly suspicious, it shall review transaction details.  Centra Tech’s senior management shall be alerted and shall determine whether the transaction satisfies the conditions necessary to be deemed a suspicious transaction or activity.  After making this determination, the senior management shall determine whether the transaction or activity should be reported to law enforcement with an official filing.

Centra Tech shall retain a copy of all documents filed with law enforcement.  When filings are made all data related to the filing, including the fact that a filing was made, shall be treated as confidential.  Only those required to support the investigation and subsequent reporting shall be notified of the filing’s existence.  Under no circumstances should parties suspected of suspicious transactions or activities be notified.  Centra Tech reserves the right to notify the Board of Directors of the filing.

Requirements to Record

Procedures to maintain records of data used to validate a person’s address, name, and other personally identifying information shall be established under the terms of this Policy.  These are some steps that shall be taken when keeping records:

  • Centra Tech shall retain a record of customer generated identifying information.
  • Identification documents and transaction records shall be retained for a period no less than five years.
  • Centra Tech shall diligently search for, record, and resolve any discrepancies that exist in the identifying information provided by clients to Centra Tech.
  • Centra Tech shall record the processes and results of supplementary measures employed to validate customer identity.
  • Whenever identity is verified with a supporting document, Centra Tech shall retain copies of the document.  The document and the resulting copies shall clearly display the type of document used and present the identifying information Centra Tech used to verify client identity.

 

Money Laundering Audit

Centra Tech will conduct an annual anti-money laundering audit.  The audit shall be conducted by an independent party with a working knowledge of BSA requirements.  If such a party is not available, the audit may be conducted by Centra Tech’s employees who have a working knowledge of BSA requirements.  Corrective actions shall be derived from these audits and Centra Tech will provide the audit report along with intended corrective actions to Centra Tech’s management for review.  Status reports concerning corrective actions will be routinely furnished to the management of Centra Tech until all outstanding matters are resolved.

SEC RULE 445-IM 02-21

 

In addition to internally beneficial AML policies for Centra Tech benefit, we support and follow SEC Rule 445 in which a compliance individual within our company is responsible for the review of all ALM policy as a whole. This individual will serve an independent audit function within Centra Tech for and will continue education and testing of all AML policies well after implementation of the product.

 

Suspicious Activity Reporting

 

At the notification of any sizable suspicious activity both internally or externally, Centra Tech will respond by performing a due diligence investigation into the matter along with filing aSAR-SF Treasury form. This is at the benefit of both the customer and Centa Tech.

Digital Currency Guarantee Policy

 

For Centra Token Sale Contributors:
All digital currency that Centra Tech holds online is fully insured. In the event that Centra were to suffer a breach of its infrastructure and online storage, our policy would reimburse any customer funds in full.

This policy covers any losses resulting from a breach of Centra’s cyber security, physical security, or by employee theft.

Centra holds less than 1% of customer funds online. The rest is held in our offline storage.

This policy does NOT cover any losses endured resulting from the customers personal account being hacked or comprised. It is your responsibility to use a strong password and maintain control of all login credentials you use to access Centra.

For Centra Non-Contributor Users:
No Digital Asset guarantee is available at this time for non-contributors.

Thank you.

Website Terms and Conditions

WEBSITE TERMS AND CONDITIONS

 

Centra Tech, Inc. (“Centra Tech”) maintains our various Websites (hereinafter referred to as “Website”) as a service to our customers and visitors in order to provide information about products and services and to facilitate communication with us. We require that all customers and visitors to our Website adhere to these Website Terms and Conditions (“Terms and Conditions”). By accessing our Website and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth herein without limitation or qualification. We may revise the Terms and Conditions at any time by updating this posting. You should therefore visit this posting to review the Terms and Conditions from time-to-time as you visit the Website. For the purposes of these Terms and Conditions, references to Centra Tech include its affiliates, directors and employees.

COPYRIGHT AND TRADEMARK INFORMATION – information contained at the Website, including but not limited to text and images herein (other than certain images licensed from third-parties) and their arrangement, are copyright ©2017 by Centra Tech. All rights reserved. Accordingly, the information and materials contained in the Website may not be copied, displayed, distributed, licensed, modified, published, sold, used to create derivative work or otherwise used for public or commercial purposes without the Express Written Permission of Centra Tech.

Centra Tech and its logo are trademarks of Centra Tech. All other trademarks are property of Centra Tech unless otherwise designated or clearly implied herein as belonging to third-parties. Nothing contained on the Website shall be construed as granting by implication, estoppel, or otherwise any license or right under any patent, trademark, copyright (except as expressly stated above) or proprietary rights of Centra Tech or of any third-party.

INFORMATION SUBMISSIONS – The information and materials (including but not limited to feedback data, documents, questions, comments, and suggestions) you submit to us via the Website or email shall be deemed to be the property of Centra Tech and may be used by us in a manner consistent with our Privacy Policy. We shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute this information and materials to others without limitation. Furthermore, we shall be free to use any ideas, concepts, know-how or techniques contained in such information or materials for any purpose whatsoever, including but not limited to developing, manufacturing and marketing purposes. Application information submitted to us shall be treated confidentially to the extent required by applicable law or as disclosed in the application and/or supporting materials.

ADVERTISING DISCLOSURE AND LINKS TO OTHER WEBSITES – We do not provide, endorse, nor guarantee any third-party product, service, information, or recommendation available through links from this Website. The third-parties providing products and services available through this Website are not affiliated with us and are solely responsible for their products, services, information, recommendations, and all other content on their websites. We shall not be held liable for any third-party’s failure with regard to such advertised products, services, and benefits. Many of these advertised products and services are not FDIC insured, nor bank guaranteed. By responding to offers advertised on this Website, you may be communicating information about yourself to the company that provides such product or services for example, that you are a Centra Tech customer. Please be aware that these third-parties may have a different privacy policy than ours. Their website(s) may also provide less security than ours. We encourage you to check individual offers, products, and services to become familiar with any applicable restrictions or conditions.

LIMITATION OF LIABILITYAND WARRANTIES – WE USE OUR BEST EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION AND MATERIALS ON THE WEBSITE, HOWEVER, INFORMATION ON THE WEBSITE IS PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

THE INFORMATION CONTAINED AT THE WEBSITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CENTRA TECH FROM TIME TO TIME AMENDS, CHANGES, ADDS, DELETES, UPDATES OR ALTERS THE INFORMATION CONTAINED AT THIS WEBSITE, INCLUDING INFORMATION REGARDING THE PRODUCTS AND SERVICES DESCRIBED AT THE WEBSITE, WITHOUT NOTICE. CENTRA TECH ASSUMES NO LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED AT THE WEBSITE AND EXPRESSLY DISCLAIMS ANY RESPONSIBILITY TO UPDATE THE INFORMATION OR MATERIALS CONTAINED WITHIN THE WEBSITE.

BY USING THE WEBSITE, YOU ACKNOWLEDGE THAT IN NO EVENT SHALL CENTRA TECH BE LIABLE FOR ANY PUNITIVE, SPECIAL, DIRECT, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT AND TORT ACTIONS (INCLUDING LIBEL), ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF, OR THE INTERACTION OR ANY OTHER FORM OF COMMUNICATION WITH, THE WEBSITE AND THE INFORMATION CONTAINED AT THE WEBSITE (INCLUDING VIA COMPUTER VIRUSES OR ANY OTHER FORM OF SOFTWARE, WHICH MAY IMPACT A USER’S EQUIPMENT).

VIOLATIONS OF TERMS AND CONDITIONS – Centra Tech reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including the right to block access from a particular Internet address to the Website. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS CENTRA TECH FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEY’S FEES, RELATED TO YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR YOUR USE OF THE SERVICES AND INFORMATION PROVIDED AT THE WEBSITE.

LAWS AND REGULATIONS – User access to and use of the Website is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws.

GOVERNING LAW – You agree that Federal laws and the law of state of Florida will govern the interpretation and enforcement of these Terms and Conditions.

ACKNOWLEDGEMENT AND ACCEPTANCE – By accessing our Website and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth herein without limitation or qualifications.

Privacy Policy

PRIVACY POLICY

 

This Online Privacy Policy (“Privacy Policy”) describes how Centra Tech, Inc. (“Centra Tech”) collects, uses, stores, shares, and protects your information whenever you use centratech.com (the “Centra Tech Website”), the Centra Tech Digital Wallet, any Centra Tech API or third-party applications relying on such an API (the “Centra Tech Products”), collectively called the “Centra Tech Services.” By using the Centra Tech Services, you consent to the data practices prescribed in this Privacy Policy. We may periodically post changes to this Privacy Policy on this page, and it is your responsibility to review this Privacy Policy frequently and we encourage you to visit this page often. When required by law, we will notify you of any changes to this Privacy Policy.

HOW WE COLLECT INFORMATION ABOUT YOU

When you use Centra Tech Services, we collect information sent to us through your computer, mobile phone, or other access device. This information may include your IP address, device information including, but not limited to, identifier, device name and type, operating system, location, mobile network information, and standard web log information, such as your browser type, traffic to and from our site, and the pages you accessed on our Website. Centra Tech does not intentionally collect information from or about any individual who is under 13 years old.

If you create an account or use Centra Tech Services, we, or our affiliates vendors acting on our behalf may collect the following types of information:

  • Identification information such as your name, address, phone, email, and other similar information; and
  • Financial information such as the full bank account and routing numbers and/or credit card numbers that you link to your Centra Tech Account or input when you use paid Centra Tech Services. If you do not use the Centra Tech Conversion Service, you may opt out of providing this information.

If you seek permissions to raise your Digital Currency buy and sell limits associated with your Centra Tech Account, we may require you to provide additional information which we may use in collaboration with service providers acting on our behalf to verify your identity or address, and/or to manage risk. This information may include your date of birth, taxpayer or government identification number, a copy of your government-issued identification, or other personal information. We may also obtain information about you from third-parties such as credit bureaus and identity verification services.

When you use Centra Tech Services, we collect information about your transactions and/or your other activities on our Website and we may continuously collect information about your computer, mobile device, or other access device for fraud prevention purposes, to monitor for possible breach of your Centra Tech Account, and to identify any malicious software or other activity that may harm Centra Tech or its users.

You may choose to provide us with access to certain personal information stored by third-parties such as social media sites (such as Facebook and Twitter). The information we have access to varies by site and is controlled by your privacy settings on that site and your authorization. By associating an account managed by a third-party with your Centra Tech account and authorizing Centra Tech to have access to this information, you agree that Centra Tech may collect, store, and use this information in accordance with this Privacy Policy.

Finally, we may collect additional information you may disclose to our customer support team.

HOW WE USE COOKIES

When you access our Website or content or use our application or Centra Tech Services, we or companies we work with may place small data files called cookies or pixel tags on your computer or other device. We use these technologies to:

  • Recognize you as a Centra Tech customer;
  • Customize Centra Tech Services, content, and advertising;
  • Measure promotional effectiveness; and
  • Collect information about your computer or other access device to mitigate risk, help prevent fraud, and promote trust and safety.

We use both session and persistent cookies when you access our Website or content. Session cookies expire and no longer have any effect when you log out of your account or close your browser. Persistent cookies remain on your browser until you erase them or they expire.

We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser or browser add-on permits, but doing so may interfere with your use of Centra Tech Services. The help section of most browsers or browser add-ons provides instructions on blocking, deleting, or disabling cookies.

You may encounter Centra Tech cookies or pixel tags on third-party websites that we do not control. For example, if you view a web page created by a third-party or use an application developed by a third-party, there may be a cookie or pixel tag placed by the web page or application. Likewise, these third-parties may place cookies or pixel tags that are not subject to our control and the Centra Tech Privacy Policy does not cover their use.

HOW WE PROTECT AND STORE PERSONAL INFORMATION

Throughout this policy, we use the term “personal information” to describe information that can be associated with a specific person and can be used to identify that person. This Privacy Policy does not apply to personal information that has been anonymized so that it does not and cannot be used to identify a specific user. Centra Tech takes reasonable precautions, as described herein, to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, and destruction.

We store and process your personal and transactional information, including certain payment information, such as your encrypted bank account and/or routing numbers, on our computers in the United States and elsewhere in the world where Centra Tech facilities or our service providers are located, and we protect it by maintaining physical, electronic, and procedural safeguards in compliance with applicable U.S. federal and state regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities. Full credit card data is securely transferred and hosted off-site by a payment vendor in compliance with Payment Card Industry Data Security Standards (PCI DSS). This information is not accessible to Centra Tech staff.

We store our customers’ personal information securely throughout the life of the customer’s Centra Tech Account. Centra Tech will retain your personal information for a minimum of five years or as necessary to comply with our legal obligations or to resolve disputes.

HOW WE USE THE PERSONAL INFORMATION WE COLLECT

Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to:

  • Provide Centra Tech Services and customer support you request;
  • Process transactions and provide notices about your transactions;
  • Resolve disputes, collect fees, and troubleshoot issues;
  • Prevent and investigate potentially prohibited or unlawful activities, and/or violations of our posted Terms and Conditions;
  • Customize, measure, and improve Centra Tech Services and the content and layout of our Website and applications;
  • Deliver targeted marketing, service update notices, and promotional offers based on your communication preferences; and
  • Verify your identity by comparing your personal information against third-party databases.

We will not use your personal information for purposes other than those purposes we have disclosed to you, without your permission. From time to time we may request your permission to allow us to share your personal information with third-parties. You may opt out of having your personal information shared with third-parties, or from allowing us to use your personal information for any purpose that is incompatible with the purposes for which we originally collected it or subsequently obtained your authorization. If you choose to so limit the use of your personal information, certain features or Centra Tech Services may not be available to you.

MARKETING

We will never sell or rent your personal information to third-parties.

HOW PERSONAL INFORMATION IS SHARED WITH OTHER CENTRA TECH USERS

If you use your Centra Tech Account to transfer Digital Currency in connection with the purchase or sale of goods or services, we or you may also provide the seller with your shipping address, name, and/or email to help complete your transaction with the seller. The seller is not allowed to use this information to market their services to you unless you have agreed to it. If an attempt to transfer Digital Currency to your seller fails or is later invalidated, we may also provide your seller with details of the unsuccessful transfer. To facilitate dispute resolutions, we may provide a buyer with the seller’s address so that goods can be returned to the seller.

In connection with a Digital Currency transfer between you and a third-party, including merchants, a third-party may share information about you with us, such as your email address or mobile phone number which may be used to inform you that a transfer has been sent to or received from the third-party. We may use this information in connection with such transfers to confirm that you are a Centra Tech customer, that Digital Currency transfers are enabled, and/or to notify you that you have received Digital Currency. If you request that we validate your status as a Centra Tech customer with a third-party, we will do so. You may also choose to send Digital Currency to or request Digital Currency from an email address. In such cases, your user name will be displayed in an email message notifying the user of the designated email address of your action. Please note that merchants you interact with may have their own privacy policies, and Centra Tech is not responsible for their operations, including, but not limited to, their information practices.

If you authorize one or more third-party applications to access your Centra Tech account, then information you have provided to Centra Tech may be shared with those third-parties. Unless you provide further authorization, these third-parties are not allowed to use this information for any purpose other than to facilitate your transactions using Centra Tech services.

HOW WE SHARE PERSONAL INFORMATION WITH OTHER PARTIES

We may share your personal information with:

  • Third-party identity verification services in order to prevent fraud. This allows Centra Tech to confirm your identity by comparing the information you provide us to public records and other third-party databases. These service providers may create derivative data based on your personal information that can be used solely in connection with provision of identity verification and fraud prevention services;
  • Service providers under contract who help with parts of our business operations such as bill collection, marketing, and technology services. Our contracts require these service providers to only use your information in connection with the services they perform for us, and prohibit them from selling your information to anyone else;
  • Financial institutions with which we partner;
  • Companies or other entities that we plan to merge with or be acquired by. Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your personal information. You will receive prior notice of any change in applicable policy;
  • Companies or other entities that purchase Centra Tech assets pursuant to a court-approved sale under U.S. Bankruptcy law;
  • Law enforcement, and officials, or other third-parties when:
    • We are compelled to do so by a subpoena, court order, or similar legal procedure; or
    • We believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our User Agreement; and
  • Other third-parties with your consent or direction to do so.

Before Centra Tech shares your information with any third-party that is not acting as an agent to perform tasks on behalf of and under the instructions of Centra Tech, Centra Tech will enter into a written agreement requiring that the third-party to provide at least the same level of privacy protection as required hereunder.

If you establish a Centra Tech account indirectly on a third-party website or via a third-party application, any information that you enter on that website or application (and not directly on a Centra Tech Website) will be shared with the owner of the third-party website or application and your information may be subject to that third-party privacy policy.

In general, we will notify you of material changes to this Privacy Policy by updating the last updated date at the top of this page, and we will provide you with explicit notice of material changes as required by law. We recommend that you visit this page frequently to check for changes.

HOW YOU CAN ACCESS OR CHANGE YOUR PERSONAL INFORMATION

You are entitled to review, correct, or amend your personal information, or to delete that information where it is inaccurate. If you close your Centra Tech account, we will mark your account in our database as “Closed,” but will keep your account information in our database for a period of time described herein. This is necessary to deter fraud, by ensuring that persons who try to commit fraud will not be able to avoid detection simply by closing their account and opening a new account. However, if you close your account, your personally identifiable information will not be used by us for any further purposes, nor sold or shared with third-parties, except as necessary to prevent fraud and assist law enforcement, as required by law, or in accordance with this Privacy Policy.

HOW YOU CAN CONTACT US ABOUT PRIVACY QUESTIONS

If you have questions or concerns regarding this Privacy Policy, or if you have a complaint, you should first contact us at [email protected]; or by writing to us at Centra Tech, Inc., 555 Washington Ave Ste. 240 Miami Beach, FL 33139 USA; or by calling us at 1-800-339-1554.

STATE DISCLOSURES

For Texas Users Only: If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), www.dob.texas.gov.

KYC & AML

KYC & AML

 

Understanding Centra Tech’s Customer and Anti-Money Laundering Policies

Centra Tech defends against involvement in illicit activities, such as money laundering, by doing the following:

  • Routinely executing a company-wide assessment to determine the risk of inadvertent involvement in money laundering or other illicit activities.  A risk profile is produced after these assessments
  • Promulgating and adhering to well established anti-money laundering procedures and corporate policies
  • Providing routine training to all employees to enhance their ability to thwart and detect money laundering
  • Verifying the identity of customers and end users for all registered users of Centra Tech’s services
  • Identifying a Compliance Officer who is responsible for the efficient operation of the anti-money laundering program
  • Performing an annual audit to determine the sufficiency of anti-money laundering procedures

Policies

An anti-money laundering policy (“Policy”) shall be reviewed and approved by Centra Tech’s Board.  Once approved, the Policy shall be furnished to all of Centra Tech’s employees and regular training on compliance shall be provided at intervals not to exceed one year.  Employees shall confirm receipt and understanding of the Policy in writing.

Corporate Controls

Centra Tech developed, enacted, and refined controls to confirm that Centra Tech actions comply with relevant anti-money laundering legal obligations.  These obligations include, but are in no way limited to, the submission of required reports on a timely basis.  Steps taken to confirm the identity of customers and end users, the reporting of suspicious activity, and submission of required reports are all examples of internal controls employed by Centra Tech.

Education and Training

Everyone employed by Centra Tech, including its officers and board of directors, shall receive annual training concerning anti-money laundering procedures and client identity verification.  This training shall be provided to new employees within 30 days of the date of official hire and shall also include information to help them comply with relevant laws while executing assigned job duties.  Training may be provided and regularly updated to incorporate changes in laws, regulations, and market developments.

Customer Identity Verification

Centra Tech shall ensure that it took commercially reasonable steps to identify each customer using Centra Tech’s platform.  Many methods may be employed to confirm user identity.

Account Generation and Creation Methods

As part of its account generation and creation process, Centra Tech shall: (1) obligate users to furnish proof of identity; (2) prohibit payments more than 1,000 US dollars to be made without complete account-opening data; (3) confirm that users are not listed in compliance databases.  These databases include, but are not limited to, the OFAC Specially Designated Nationals list and other governmental watch lists.

Proving Identification:

Individuals

  • Name
  • Mailing address and address of residence (PO boxes are not acceptable unless accompanied by valid mailing address)
  • Government issued identification numbers including where relevant, but not limited to, social security numbers, driver’s license numbers, and passport numbers
  • Place of birth and date of birth
  • Copies of valid photo identifications for those listed as account holders

Corporate Users

  • Name of business and corporate representatives
  • Copies of current photo identifications of corporate representatives using the account
  • Mailing address of the client’s principal place of business (Centra Tech reserves the right to request the customer’s local address if the local address is not the same as the business’ principal place of business)
  • Customer identification procedures shall be adhered to to determine the beneficial owners of trust or corporate accounts.  These procedures include establishing whether a customer is an agent of another; deriving information concerning the ownership or structure of a company that is a legal entity not publicly traded in the US; and for trustees, getting data about the trust structure, determining the provider of funds, and discerning who has control over the funds and power to remove the trustee.

End User Verification

The validity of documents used to support the opening of an account is to be confirmed before the account can be finalized.  Verification requires layered security, multi-factor authentication, and the satisfaction of other obligations to ensure that user identity has been meaningfully confirmed.  Account size and other factors are considered during this process.

These methods are examples of verification processes that Centra Tech reserves the right to employ:

  • Employing challenge questions to test user knowledge.
  • Validating identifying information against information provided by trusted third party sources.  Trusted third party sources include reporting agencies like Lexus Nexus Instant ID and Veratad.
  • Validating claimed addresses with copies of bank statements, utility bills, and credit card statements.
  • Ensuring that no inconsistencies exist between customer provided identifying information.
  • Use of industry standard device identification procedures, such as geo-location checks and “digital fingerprints”.
  • Closing suspicious accounts when clients are unable to furnish sufficient information to confirm identity.
  • Requesting notarized copies of birth certificates or businesses’ sealed incorporation documents with an apostille for identification.

 

Activity Reports and Suspicious Activity

Centra Tech will monitor transactions and network usage for suspicious activity.  Unusual transactions are carefully reviewed to determine whether they are illogical or unlawful in purpose.  Centra Tech’s controls are to be implemented to ensure that an ongoing monitoring system is established to thwart illicit actions as they occur.  Whenever suspicious activity is detected, Centra Tech reserves the right to decide in its sole and exclusive judgment whether reporting the data to law enforcement is appropriate or required to comply with host nation laws.

While money laundering attempts are an example of a suspicious activity, they are by no means the only type of suspicious activity prohibited on Centra Tech’s platform.  Centra Tech may report data even when no money is lost or stolen because of the transaction.

When Centra Tech determines that a transaction is possibly suspicious, it shall review transaction details.  Centra Tech’s senior management shall be alerted and shall determine whether the transaction satisfies the conditions necessary to be deemed a suspicious transaction or activity.  After making this determination, the senior management shall determine whether the transaction or activity should be reported to law enforcement with an official filing.

Centra Tech shall retain a copy of all documents filed with law enforcement.  When filings are made all data related to the filing, including the fact that a filing was made, shall be treated as confidential.  Only those required to support the investigation and subsequent reporting shall be notified of the filing’s existence.  Under no circumstances should parties suspected of suspicious transactions or activities be notified.  Centra Tech reserves the right to notify the Board of Directors of the filing.

Requirements to Record

Procedures to maintain records of data used to validate a person’s address, name, and other personally identifying information shall be established under the terms of this Policy.  These are some steps that shall be taken when keeping records:

  • Centra Tech shall retain a record of customer generated identifying information.
  • Identification documents and transaction records shall be retained for a period no less than five years.
  • Centra Tech shall diligently search for, record, and resolve any discrepancies that exist in the identifying information provided by clients to Centra Tech.
  • Centra Tech shall record the processes and results of supplementary measures employed to validate customer identity.
  • Whenever identity is verified with a supporting document, Centra Tech shall retain copies of the document.  The document and the resulting copies shall clearly display the type of document used and present the identifying information Centra Tech used to verify client identity.

 

Money Laundering Audit

Centra Tech will conduct an annual anti-money laundering audit.  The audit shall be conducted by an independent party with a working knowledge of BSA requirements.  If such a party is not available, the audit may be conducted by Centra Tech’s employees who have a working knowledge of BSA requirements.  Corrective actions shall be derived from these audits and Centra Tech will provide the audit report along with intended corrective actions to Centra Tech’s management for review.  Status reports concerning corrective actions will be routinely furnished to the management of Centra Tech until all outstanding matters are resolved.

SEC RULE 445-IM 02-21

 

In addition to internally beneficial AML policies for Centra Tech benefit, we support and follow SEC Rule 445 in which a compliance individual within our company is responsible for the review of all ALM policy as a whole. This individual will serve an independent audit function within Centra Tech for and will continue education and testing of all AML policies well after implementation of the product.

 

Suspicious Activity Reporting

 

At the notification of any sizable suspicious activity both internally or externally, Centra Tech will respond by performing a due diligence investigation into the matter along with filing aSAR-SF Treasury form. This is at the benefit of both the customer and Centa Tech.

Insurance

Digital Currency Guarantee Policy

 

For Centra Token Sale Contributors:
All digital currency that Centra Tech holds online is fully insured. In the event that Centra were to suffer a breach of its infrastructure and online storage, our policy would reimburse any customer funds in full.

This policy covers any losses resulting from a breach of Centra’s cyber security, physical security, or by employee theft.

Centra holds less than 1% of customer funds online. The rest is held in our offline storage.

This policy does NOT cover any losses endured resulting from the customers personal account being hacked or comprised. It is your responsibility to use a strong password and maintain control of all login credentials you use to access Centra.

For Centra Non-Contributor Users:
No Digital Asset guarantee is available at this time for non-contributors.

Thank you.